Chicagoland's Largest Furniture and Mattress Store

Financing & Credit

Owning the furniture you've always dreamed about just got a lot easier and faster. At Darvin Furniture we offer several competitive everyday financial plans through Capital One®, N.A. to help you with your purchases. To apply for credit, pick up an application at our store or to save time, print out an application online. Fill out the application, bring it to the store and give it to a cashier. In most cases we can get an answer in less than 10 minutes during regular business hours.

Darvin Credit Card Advantage

  • Special Financing Offers
  • Convenient monthly payments.
  • Advance notice of Darvin special promotions and events.
  • Online account management.

Finance Options

No Interest if Paid in Full in 12 Months

Interest will be charged to your account from the delivery date if the purchase balance is not paid in full in 12 months from taking possession of the furniture. If the balance is not paid in full in 12 months of taking possession, interest will be charged at the Standard APR.

  • Minimum purchase requirement $500 or more on approved Darvin Furniture credit card purchases.
  • No deposit except for sales tax or tax equivalent and delivery charge.
  • The 12 month period begins when you take possession of your furniture.
  • Minimum payments required.
  • Standard 21.6% APR. Penalty 25.6% APR. Minimum Interest Charge $2.

    Certain rules apply to the allocation of payments and Interest Charges on your promotional purchase if you make more than one purchase on your Darvin Furniture credit card. Call 1-888-367-4310 or review your Cardholder Agreement for information.

  • Excludes purchases made in our Clearance Center or floor samples and cannot be in combination with any other discount offer.
  • Finance promotions are subject to change.

No Interest if Paid in Full in 6 Months

Interest will be charged to your account from the delivery date if the purchase balance is not paid in full in 6 months from taking possession of the furniture. If the balance is not paid in full in 6 months of taking possession, interest will be charged at the Standard APR.

  • Minimum purchase requirement $500 or more on approved Darvin Furniture credit card purchases.
  • 25% deposit required.
  • The 6 month period begins when you take possession of your furniture.
  • Minimum payments required.
  • Standard 21.6% APR. Penalty 25.6% APR. Minimum Interest Charge $2.

    Certain rules apply to the allocation of payments and Interest Charges on your promotional purchase if you make more than one purchase on your Darvin Furniture credit card. Call 1-888-367-4310 or review your Cardholder Agreement for information.

  • Cannot be in combination with any other discount offer.
  • Finance promotions are subject to change.

Payment Information

Once you take possession of your merchandise, mail your payments to:

Capital One Retail Services
PO Box 71106
Charlotte, NC 28272-1106

Capital One®, N.A. does not accept payments made with a credit card.

Darvin Furniture cannot accept in-store payments

Account Information

Capital One®, N.A. will mail monthly statements that include information regarding promotional interest charges to date and expiration dates.

You can view your account information online at www.hrsaccount.com

How to Apply

Please download and fill out a financing application and bring it to our store.

Click here to download the financing application

Darvin Furniture serves the Chicago, Chicagoland, and the greater Northern Illinois area. Come into Darvin Furniture for great service and selection on living room, bedroom, dining room, home office, entertainment, accent furniture, kids furniture and mattresses in the Orland Park, Chicago, IL area.

Information Accuracy - We have taken great care to provide you with information that is accurate and useful. Please notify us if you find an error, and we will do our best to correct it. We ask that you contact us directly and visit our stores to confirm information about pricing, color, features, dimensions, availability and special order lead times.